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Bank holidays in October 2026

10 dates in October 2026 are bank holidays under at least one RBI office, besides the 2nd and 4th Saturdays.

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October 2026

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  • Every RBI office
  • Half or more
  • Some offices
  • 2nd or 4th Saturday

Dates and where banks close

Which days banks close

Which Saturdays are bank holidays?

The 2nd and 4th Saturdays of every month, since 1 September 2015. All scheduled and non-scheduled banks close on them; the 1st, 3rd and 5th Saturdays are full working days.

Is every Saturday a bank holiday now?

No. As of 2 October 2026 no five-day week for banks has been notified: the 1st, 3rd and 5th Saturdays remain working days.

Are banks closed on Sundays?

Yes. Under the Negotiable Instruments Act, 1881, every Sunday is a public holiday. RBI’s lists have no rows for Sundays, so a festival that falls on a Sunday is not listed here either.

Do UPI, NEFT and RTGS work on bank holidays?

NEFT works on all days of the year, holidays included, since 16 December 2019. RTGS works round the clock since 14 December 2020, apart from short breaks RBI schedules and announces. RBI says digital payment options such as UPI and IMPS are available round the clock.

Why does RBI list holidays by office, not by state?

RBI publishes its list of holidays under the Negotiable Instruments Act for each of its regional offices, not for each state. A state page here shows RBI’s list for the office or offices in that state; where a state has several offices, their lists can differ.

What changed (latest: 2 October 2026)

Changes to RBI’s holiday list and to the rules behind these pages, newest first. RBI’s list was last checked on 3 October 2026.

    • RBI’s holiday list last changed
    • RTGS round the clock
    • NEFT on all days, holidays included
    • Bank holiday on 2nd and 4th Saturdays

Mistakes we have fixed on any page are listed on Corrections.

Source: Reserve Bank of India, Holiday Matrix (holidays under the Negotiable Instruments Act, 1881). Checked 3 October 2026; last changed 2 October 2026. Holiday names are RBI’s, which uses one name for a date across all states; “Yearly closing of bank accounts” is RBI’s “To enable to Banks to close their yearly accounts”. RBI adds holidays during the year: check with your branch.

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