ESAF Small Finance Bank Vaikom IFSC code
The IFSC code of ESAF Small Finance Bank, Vaikom (Vaikom, Kottayam, Kerala) is ESMF0001354.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 686760602
- Branch
- Vaikom
- Place
- Vaikom, Kottayam, Kerala
Branch details
- Address
- ELAMABASSERIL BUILDING,IST FLOOR,VALIYAKAVALA,NORTH GATE,VAIKOM TOWN P O,KOTTAYAM 686141 Open in Maps
- Phone
- +918589908290
- Town
- Vaikom
- District
- Kottayam From PIN 686141 in the address (India Post’s directory)
- City in RBI’s list
- Kottayam
- State
- Kerala
- MICR
- 686760602
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other ESAF Small Finance Bank branches that RBI’s list puts under Kottayam
Other banks in Vaikom
- State Bank of India Vaikom SBIN0070125
- Canara Bank Vaikom CNRB0004670
- Union Bank of India Vaikom UBIN0555371
- HDFC Bank Vaikom HDFC0004168
- Bank of Baroda Vaikkom, Kerala BARB0VAIKOM
- ICICI Bank Vaikom Kerala ICIC0001171
- IDBI Vaikom Urban Co Operative Bank Edappally IBKL01058VK
- Bank of Maharashtra Vaikom MAHB0002628
- Federal Bank Vaikom FDRL0001096
- Catholic Syrian Bank Vaikom CSBK0000178
- South Indian Bank Vaikom SIBL0000091
- Ujjivan Small Finance Bank Vaikom UJVN0001605
Questions about this code
What does each part of ESMF0001354 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here ESMF stands for ESAF Small Finance Bank and 001354 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with ESMF0001354.
What is the MICR code 686760602?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (686), the next three the bank (760) and the last three the branch (602).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.