ESAF Small Finance Bank Kharsia IFSC code
The IFSC code of ESAF Small Finance Bank, Kharsia (Kharsia, Raigarh, Chhattisgarh) is ESMF0001474.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 496760501
- Branch
- Kharsia
- Place
- Kharsia, Raigarh, Chhattisgarh
Branch details
- Address
- GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661 Open in Maps
- Phone
- +917593813400
- Town
- Kharsia
- District
- Raigarh From PIN 496661 in the address (India Post’s directory)
- City in RBI’s list
- Janjgir Champa
- State
- Chhattisgarh
- MICR
- 496760501
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other ESAF Small Finance Bank branches that RBI’s list puts under Janjgir Champa
Other banks in Kharsia
- State Bank of India Kharsia SBIN0002864
- Canara Bank Kharsia CNRB0005535
- Union Bank of India Kharsia UBIN0564052
- ICICI Bank Kharsia ICIC0002022
- Axis Bank Kharsia UTIB0001823
- Central Bank of India Kharsia CBIN0281472
- Indian Overseas Bank Kharsia IOBA0002935
- IDFC FIRST Bank Kharsia Branch IDFB0060502
- Chhattisgarh Rajya Gramin Bank Kharsia CRGB0000820
Questions about this code
What does each part of ESMF0001474 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here ESMF stands for ESAF Small Finance Bank and 001474 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with ESMF0001474.
What is the MICR code 496760501?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (496), the next three the bank (760) and the last three the branch (501).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.