Search

ESAF Small Finance Bank Ratnagiri IFSC code

The IFSC code of ESAF Small Finance Bank, Ratnagiri (Maharashtra, Ratnagiri, Maharashtra) is ESMF0001783.

IFSC code

NEFT ✓ RTGS ✓

ESMF0001783

MICR
Not in RBI’s list
Bank
ESAF Small Finance Bank
Branch
Ratnagiri
Place
Maharashtra, Ratnagiri, Maharashtra

Branch details

Address
SHIVRUDRA PRIDE,FIRST FLOOR,OPP.TELEPHONE COLONY,SIVAJI NAGAR,RATNAGIRI,RATNAGIRI-KOLHAPUR HIGHWAY,RATNAGIRI PO,RATNAGIRI NAGAR PARISHAD,RATNAGIRI DISTRICT,MAHARASHTRA-415612
Open in Maps
Phone
Not in RBI’s list
Town
Maharashtra
District
Ratnagiri From PIN 415612 in the address (India Post’s directory)
City in RBI’s list
Ratnagiri
State
Maharashtra
MICR
Not in RBI’s list

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other ESAF Small Finance Bank branches in Maharashtra

Other banks in Maharashtra

Questions about this code

What does each part of ESMF0001783 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here ESMF stands for ESAF Small Finance Bank and 001783 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with ESMF0001783.

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

What to check next