Indian Bank Phagwara IFSC code
The IFSC code of Indian Bank, Phagwara (Kapurthala, Punjab) is IDIB000P632.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 144019203
- Bank
- Indian Bank
- Branch
- Phagwara
- Place
- Kapurthala, Punjab
Branch details
- Address
- HANDA COMPLEX G T ROAD PHAGWARA PIN 144401 Open in Maps
- Phone
- +917347035109
- Town
- Kapurthala
- District
- Kapurthala From PIN 144401 in the address (India Post’s directory)
- State
- Punjab
- MICR
- 144019203
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Bank branches in Kapurthala
Other banks in Kapurthala
- State Bank of India Begowal SBIN0011962
- State Bank of India Cac Kapurthala SBIN0061949
- State Bank of India Kapurthala SBIN0001795
- State Bank of India Kapurthala Sultanpur Road SBIN0051548
- State Bank of India Kapurthala- Main SBIN0050065
- State Bank of India Lakhan Ke Padde SBIN0050450
- State Bank of India NRI Phagwara SBIN0004240
- State Bank of India New Judicial Court Complex Kapurthala SBIN0061714
- State Bank of India R And DB Racc Kapurthala SBIN0063440
- State Bank of India Rail Coach Factory Hussainpur SBIN0050540
- State Bank of India Sainik School Kapurthala SBIN0050253
- Punjab National Bank Begowal Tanda Road PUNB0348900
Questions about this code
What does each part of IDIB000P632 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IDIB stands for Indian Bank and 00P632 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IDIB000P632.
What is the MICR code 144019203?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (144), the next three the bank (019) and the last three the branch (203).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.