Indian Overseas Bank Ind Area IFSC code
The IFSC code of Indian Overseas Bank, Ind Area (Ludhiana, Punjab) is IOBA0000390.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141020005
- Branch
- Ind Area
- Place
- Ludhiana, Punjab
Branch details
- Address
- G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA Open in Maps
- Phone
- 2227094
- Town
- Ludhiana
- District
- Not known The address has no PIN we can match.
- State
- Punjab
- MICR
- 141020005
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Ludhiana
- Arya College BRCH IOBA0001406
- Baranhara IOBA0003047
- Brown Road IOBA0000342
- Civil Lines IOBA0000446
- Dhandari Kalan IOBA0004120
- LPC Ludhiana IOBA0004081
- Ludhiana CMC IOBA0001525
- Ludhiana Main IOBA0000047
- Ludhiana Rahon Road IOBA0001477
- Ludhianabhadaur House IOBA0002069
- Millerganj IOBA0001590
- Model Town Ludhiana IOBA0002441
Other banks in Ludhiana
- State Bank of India Aayakar Bhawan SBIN0051249
- State Bank of India Adb, Tagorenagar, Ludhiana SBIN0005579
- State Bank of India Agar Nagar Ludhiana SBIN0050928
- State Bank of India Agar Nagar, Ludhiana SBIN0004638
- State Bank of India Bardhala SBIN0051432
- State Bank of India Basant Avenue SBIN0011970
- State Bank of India Bhutta SBIN0051276
- State Bank of India Brahampuri, Ludhiana SBIN0001841
- State Bank of India Chaura Bazar, Ludhiana SBIN0001289
- State Bank of India Dandi Swami Chowk, Ludhiana SBIN0031596
- State Bank of India Document Archival Centre, Ludhiana SBIN0017307
- State Bank of India Dungri Road, Ludhiana SBIN0009089
Questions about this code
What does each part of IOBA0000390 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 000390 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0000390.
What is the MICR code 141020005?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (020) and the last three the branch (005).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.