Indian Overseas Bank Kottakkal IFSC code
The IFSC code of Indian Overseas Bank, Kottakkal (Kottakkal, Malappuram, Kerala) is IOBA0001652.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 676020102
- Branch
- Kottakkal
- Place
- Kottakkal, Malappuram, Kerala
Branch details
- Address
- 14 BY 637 B ASIAN TOWERMAIN ROAD KOTTAKKAL PIN 676503 Open in Maps
- Phone
- 2764410
- Town
- Kottakkal
- District
- Malappuram From PIN 676503 in the address (India Post’s directory)
- City in RBI’s list
- Malappuram
- State
- Kerala
- MICR
- 676020102
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches that RBI’s list puts under Malappuram
- Changaramkulam IOBA0003573
- Edapal IOBA0001638
- Malappuram IOBA0002373
- Manjeri IOBA0001263
- Perinthalmanna IOBA0001284
- Tirur IOBA0001264
- Valancherry IOBA0002298
See all 9 Indian Overseas Bank branches in Malappuram district →
Other banks in Kottakkal
- State Bank of India Edarikode SBIN0070924
- State Bank of India Kottakkal SBIN0070269
- State Bank of India NRI Kottakkal SBIN0071022
- Union Bank of India Kottakkal UBIN0557846
- HDFC Bank Kottakkal Branch HDFC0001594
- HDFC Bank Kottakkal II HDFC0010368
- Bank of Baroda Kottakkal BARB0VJKOMA
- Bank of Baroda Kottakkal, Kerala BARB0KOTTAK
- ICICI Bank Kottakal ICIC0000942
- Axis Bank Kottakkal UTIB0001461
- Indian Bank Kottakkal IDIB000K360
- IDBI Kottakkal IBKL0001044
Questions about this code
What does each part of IOBA0001652 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 001652 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0001652.
What is the MICR code 676020102?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (676), the next three the bank (020) and the last three the branch (102).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.