Indian Overseas Bank Maradu IFSC code
The IFSC code of Indian Overseas Bank, Maradu (Maradu, Ernakulam, Kerala) is IOBA0002243.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 682020013
- Branch
- Maradu
- Place
- Maradu, Ernakulam, Kerala
Branch details
- Address
- D NO III BY 691D DEVIKRUPA COMPLX MARADU PO ERNAKULAM 682304 Open in Maps
- Phone
- 2705222
- Town
- Maradu
- District
- Ernakulam From PIN 682304 in the address (India Post’s directory)
- City in RBI’s list
- Ernakulam
- State
- Kerala
- MICR
- 682020013
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches that RBI’s list puts under Ernakulam
- Kaloor IOBA0001613
- Kochi IOBA0000019
- Kochikakkanad IOBA0001660
- Kothamangalam IOBA0001907
- Kumbanad IOBA0000436
- LPC Ernakulam IOBA0004070
- Muvattupuzha IOBA0001916
- N H Bye Pass Palarivattom IOBA0001870
- Perambavoor IOBA0000069
- Puthucode IOBA0001272
- R O Ernakulam IOBA0000824
- Specialised Arm Branch IOBA0002589
See all 19 Indian Overseas Bank branches in Ernakulam district →
Other banks in Maradu
- Canara Bank Maradu Ernakulam CNRB0004664
- Canara Bank Maradu II CNRB0014325
- HDFC Bank Maradu HDFC0006157
- Bank of Baroda Maradu BARB0MARADU
- Bank of Baroda Nettoor BARB0VJNETT
- ICICI Bank Maradu ICIC0003235
- Indian Bank Maradu IDIB000M299
- South Indian Bank Maradu SIBL0000677
- ESAF Small Finance Bank Maradu ESMF0001124
Questions about this code
What does each part of IOBA0002243 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 002243 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0002243.
What is the MICR code 682020013?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (682), the next three the bank (020) and the last three the branch (013).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.