Indian Overseas Bank Mugal Sarai IFSC code
The IFSC code of Indian Overseas Bank, Mugal Sarai (Chandauli, Uttar Pradesh) is IOBA0002859.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 232020102
- Branch
- Mugal Sarai
- Place
- Chandauli, Uttar Pradesh
Branch details
- Address
- 581 G T ROAD,NAIBASTI MUGAL SARAI,CHANDAULI DIST 232101 Open in Maps
- Phone
- +914428584896
- Town
- Chandauli
- District
- Chandauli From PIN 232101 in the address (India Post’s directory)
- State
- Uttar Pradesh
- MICR
- 232020102
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Chandauli
See all 4 Indian Overseas Bank branches in Chandauli district →
Other banks in Chandauli
- State Bank of India A D B Chakia SBIN0003037
- State Bank of India Baburi SBIN0003763
- State Bank of India Chakia SBIN0000233
- State Bank of India Chandauli SBIN0003618
- State Bank of India Chandauli Fimm DSH SBIN0063146
- State Bank of India Chandauli Racc Fimm SBIN0063176
- State Bank of India Chandauli Racc R And DB SBIN0063196
- State Bank of India Dhanapur SBIN0010888
- State Bank of India Itc Mall SBIN0011766
- State Bank of India Mughalsarai SBIN0001869
- State Bank of India Naugarh SBIN0003655
- State Bank of India Sakaldiha SBIN0012302
Questions about this code
What does each part of IOBA0002859 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 002859 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0002859.
What is the MICR code 232020102?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (232), the next three the bank (020) and the last three the branch (102).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.