Indian Overseas Bank Zuari Nagar IFSC code
The IFSC code of Indian Overseas Bank, Zuari Nagar (Margao, South Goa, Goa) is IOBA0002903.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 403020022
- Branch
- Zuari Nagar
- Place
- Margao, South Goa, Goa
Branch details
- Address
- NO 1,2,3,GREVA RESIDENCY BY NEAR MES COLLEGE JUNCTION,SANCOALE,SOUTH GOA,GOA 403726 Open in Maps
- Phone
- +914428584896
- Town
- Margao
- District
- South Goa From PIN 403726 in the address (India Post’s directory)
- City in RBI’s list
- South Goa
- State
- Goa
- MICR
- 403020022
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Margao
- Chinchinim IOBA0003678
- Davorlim Dikarpale IOBA0003060
- Margao IOBA0001463
- Margao Gogol IOBA0003147
- Seraulim IOBA0002902
See all 11 Indian Overseas Bank branches in South Goa district →
Other banks in Margao
- State Bank of India Adb Margao SBIN0003022
- State Bank of India NRI Branch, Margao SBIN0015665
- State Bank of India Zambaulim, Goa SBIN0006169
- Punjab National Bank Goa-Margao PUNB0107810
- Punjab National Bank Margao, Goa PUNB0253100
- Punjab National Bank Velsao Palemormugao PUNB0157220
- Canara Bank Acquem, Margao CNRB0003905
- Canara Bank Margao II CNRB0017207
- Canara Bank Margoa, Goa CNRB0000314
- Canara Bank Rah Margoa CNRB0002268
- Canara Bank Specialised SME Margao CNRB0005242
- Union Bank of India Goa Navelim Ec UBIN0920835
Questions about this code
What does each part of IOBA0002903 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 002903 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0002903.
What is the MICR code 403020022?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (403), the next three the bank (020) and the last three the branch (022).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.