Indian Overseas Bank Dugri IFSC code
The IFSC code of Indian Overseas Bank, Dugri (Gurdaspur, Ludhiana, Punjab) is IOBA0003145.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141020029
- Branch
- Dugri
- Place
- Gurdaspur, Ludhiana, Punjab
Branch details
- Address
- SCO 1 2 3 HALF PART NITESH VIHAR VILLAGE,DURGI DHANDRAN ROAD,LUDHIANA 141013 Open in Maps
- Phone
- +914428584896
- Town
- Gurdaspur
- District
- Ludhiana From PIN 141013 in the address (India Post’s directory)
- State
- Punjab
- MICR
- 141020029
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Indian Overseas Bank branches in Gurdaspur
See all 23 Indian Overseas Bank branches in Ludhiana district →
Other banks in Gurdaspur
- State Bank of India Afs Pathankot SBIN0003929
- State Bank of India Bangowani Kunjar SBIN0050410
- State Bank of India Batala Road, Gurdaspur SBIN0051182
- State Bank of India College Road, Gurdaspur SBIN0016142
- State Bank of India Dhariwal SBIN0002336
- State Bank of India G.T.Road, Gurdaspur SBIN0011903
- State Bank of India Gharota SBIN0005667
- State Bank of India Gurdaspur SBIN0000644
- State Bank of India Gurdaspur SBIN0050063
- State Bank of India Gurdaspur Judicial Complex SBIN0051507
- State Bank of India Jogial SBIN0003930
- State Bank of India Mamoon Canttt Pathankot SBIN0009839
Questions about this code
What does each part of IOBA0003145 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 003145 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0003145.
What is the MICR code 141020029?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (020) and the last three the branch (029).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.