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Indian Overseas Bank Najibabad IFSC code

The IFSC code of Indian Overseas Bank, Najibabad (Najibabad, Bijnor, Uttar Pradesh) is IOBA0003686.

IFSC code

NEFT ✓ RTGS ✓

IOBA0003686

MICR
Not in RBI’s list
Bank
Indian Overseas Bank
Branch
Najibabad
Place
Najibabad, Bijnor, Uttar Pradesh

Branch details

Address
74,MORADABAD ROAD,OPP TO ALL INDIA RADIO,NAJIBABAD,BIJNORE DIST,UTTARPRADESH 246763
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Town
Najibabad
District
Bijnor From PIN 246763 in the address (India Post’s directory)
City in RBI’s list
Bijnor
MICR
Not in RBI’s list

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other Indian Overseas Bank branches that RBI’s list puts under Bijnor

Other banks in Najibabad

Questions about this code

What does each part of IOBA0003686 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 003686 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0003686.

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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