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Indian Overseas Bank Ring Road Vizianagaram IFSC code

The IFSC code of Indian Overseas Bank, Ring Road Vizianagaram (Vizianagaram, Andhra Pradesh) is IOBA0003940.

IFSC code

NEFT ✓ RTGS ✓

IOBA0003940

MICR
535020005
Bank
Indian Overseas Bank
Branch
Ring Road Vizianagaram
Place
Vizianagaram, Andhra Pradesh

Branch details

Address
D NO 20-20-44/1, GROUND FLOOR, PJ CLOUD, SURYA NAGAR, ICE FACTORY JUNCTION, RING ROAD, VIZIANAGARAM - 535002
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Town
Vizianagaram
District
Vizianagaram From PIN 535002 in the address (India Post’s directory)
MICR
535020005

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other Indian Overseas Bank branches in Vizianagaram

Other banks in Vizianagaram

Questions about this code

What does each part of IOBA0003940 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here IOBA stands for Indian Overseas Bank and 003940 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with IOBA0003940.

What is the MICR code 535020005?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (535), the next three the bank (020) and the last three the branch (005).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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