Jammu and Kashmir Bank Chitragam IFSC code
The IFSC code of Jammu and Kashmir Bank, Chitragam (Pulwama, Ganderbal, Jammu and Kashmir) is JAKA0CHITRA.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 192051131
- Branch
- Chitragam
- Place
- Pulwama, Ganderbal, Jammu and Kashmir
Branch details
- Address
- CHITRAGAM, SHOPIAN, KASHMIR, JK PIN 191201 Open in Maps
- Phone
- +911933264005
- Town
- Pulwama
- District
- Ganderbal From PIN 191201 in the address (India Post’s directory)
- State
- Jammu and Kashmir
- MICR
- 192051131
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Jammu and Kashmir Bank branches in Pulwama
- Aripal JAKA0ARIPAL
- Awantipora JAKA0AWANTI
- Barsoo Awantipora JAKA0BARSOO
- Batgund Tral JAKA0BTGUND
- Bus Stand Tral JAKA0BSTRAL
- Chersoo JAKA0CHERSO
- Dadsar JAKA0DADSAR
- Drabgam JAKA0DUBGAM
- Drusoo Pulwama JAKA0DRUSOO
- Fruit Mandi Prichoo JAKA0PIRCHO
- Islamic University Of Science Technology JAKA0ECIUST
- JK Cement Khrew JAKA0EKHREW
Other banks in Pulwama
- State Bank of India Kakapora SBIN0061719
- State Bank of India Pulwama SBIN0002451
- State Bank of India Rajpora SBIN0004593
- State Bank of India Shopian SBIN0004736
- State Bank of India Tral SBIN0002496
- Punjab National Bank Pampore PUNB0082800
- Punjab National Bank Pulwama, J K PUNB0760400
- HDFC Bank Pampore HDFC0002528
- HDFC Bank Parigam HDFC0003854
- HDFC Bank Pulwama HDFC0002199
- HDFC Bank Pulwama II HDFC0006032
- ICICI Bank Pulwama ICIC0002601
Questions about this code
What does each part of JAKA0CHITRA mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here JAKA stands for Jammu and Kashmir Bank and CHITRA for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with JAKA0CHITRA.
What is the MICR code 192051131?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (192), the next three the bank (051) and the last three the branch (131).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.