Punjab & Sind Bank Ludhiana Millerganj IFSC code
The IFSC code of Punjab & Sind Bank, Ludhiana Millerganj (Ludhiana, Punjab) is PSIB0000168.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141023012
- Branch
- Ludhiana Millerganj
- Place
- Ludhiana, Punjab
Branch details
- Address
- MILLER GANJ GILL ROAD LUDHIANA Open in Maps
- Phone
- +911612538493
- Town
- Ludhiana
- District
- Not known The address has no PIN we can match.
- State
- Punjab
- MICR
- 141023012
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab & Sind Bank branches in Ludhiana
- Ludhiana PSIB0008009
- Ludhiana Agri Hi Tech Branch PSIB0000720
- Ludhiana Baba Ishar Singh School PSIB0000712
- Ludhiana GGN Khalasa College PSIB0000825
- Ludhiana Ibd PSIB0000539
- Ludhiana Ifb PSIB0000683
- Ludhiana Model Town PSIB0000293
- Ludhiana Moti Nagar PSIB0000681
- Ludhiana New Janta Nagar PSIB0000682
- Ludhiana SPL Personal Banking Branch PSIB0000741
- Ludhiana Sabun Bazar, Ludhiana PSIB0000002
- MTSM College Ludhiana PSIB0000609
See all 23 Punjab & Sind Bank branches RBI’s list puts under Ludhiana →
Other banks in Ludhiana
- State Bank of India Aayakar Bhawan SBIN0051249
- State Bank of India Adb, Tagorenagar, Ludhiana SBIN0005579
- State Bank of India Agar Nagar Ludhiana SBIN0050928
- State Bank of India Agar Nagar, Ludhiana SBIN0004638
- State Bank of India Bardhala SBIN0051432
- State Bank of India Basant Avenue SBIN0011970
- State Bank of India Bhutta SBIN0051276
- State Bank of India Brahampuri, Ludhiana SBIN0001841
- State Bank of India Chaura Bazar, Ludhiana SBIN0001289
- State Bank of India Dandi Swami Chowk, Ludhiana SBIN0031596
- State Bank of India Document Archival Centre, Ludhiana SBIN0017307
- State Bank of India Dungri Road, Ludhiana SBIN0009089
Questions about this code
What does each part of PSIB0000168 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PSIB stands for Punjab & Sind Bank and 000168 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PSIB0000168.
What is the MICR code 141023012?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (023) and the last three the branch (012).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.