Punjab & Sind Bank Gharounda Distt Karnal IFSC code
The IFSC code of Punjab & Sind Bank, Gharounda Distt Karnal (Gharaunda, Karnal, Haryana) is PSIB0020939.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 132023302
- Branch
- Gharounda Distt Karnal
- Place
- Gharaunda, Karnal, Haryana
Branch details
- Address
- NEAR MUNICIPAL OFFICE RAILWAY ROAD GHAROUNDA KARNAL HARYANA 132001 Open in Maps
- Phone
- +911748252107
- Town
- Gharaunda
- District
- Karnal From PIN 132001 in the address (India Post’s directory)
- City in RBI’s list
- Karnal
- State
- Haryana
- MICR
- 132023302
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab & Sind Bank branches that RBI’s list puts under Karnal
- Ardana PSIB0021546
- Bansa PSIB0021551
- Indri PSIB0021316
- Jundla PSIB0021182
- Karnal PSIB0000012
- Karnal PSIB0021160
- Karnal D.A.V.College PSIB0000785
- Karnal Guru Teg Bahadur Public School PSIB0000747
- Karnal, Khalsa Modern School, Prem Nagar PSIB0000786
- Karnal, S.S.S. SR. Sec. School PSIB0000750
- Manchuri PSIB0021369
- Manjura PSIB0000601
Other banks in Gharaunda
- State Bank of India Gharaunda SBIN0050097
- Punjab National Bank Gharaunda PUNB0054910
- Canara Bank Faridpur CNRB0003948
- Canara Bank Gharaunda CNRB0002368
- Union Bank of India Gharaunda UBIN0908312
- Union Bank of India Kalron UBIN0934372
- HDFC Bank Kaimla HDFC0003604
- ICICI Bank Gharaunda ICIC0003599
- Axis Bank Alipur Khalsa UTIB0005933
- Axis Bank Arainpura UTIB0002416
- Axis Bank Basdhara UTIB0001754
- Axis Bank Gharaunda UTIB0004175
Questions about this code
What does each part of PSIB0020939 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PSIB stands for Punjab & Sind Bank and 020939 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PSIB0020939.
What is the MICR code 132023302?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (132), the next three the bank (023) and the last three the branch (302).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.