Punjab & Sind Bank Nawa Pind Naichan IFSC code
The IFSC code of Punjab & Sind Bank, Nawa Pind Naichan (Goraya, Jalandhar, Punjab) is PSIB0021482.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 144023455
- Branch
- Nawa Pind Naichan
- Place
- Goraya, Jalandhar, Punjab
Branch details
- Address
- GORAYA TEHSIL PHILLAUR DISTT JALANDHAR PB 144409 Open in Maps
- Phone
- +919914740455
- Town
- Goraya
- District
- Jalandhar From PIN 144409 in the address (India Post’s directory)
- City in RBI’s list
- Jalandhar
- State
- Punjab
- MICR
- 144023455
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab & Sind Bank branches that RBI’s list puts under Jalandhar
- Lamba Pind PSIB0000249
- Lambra PSIB0000743
- Lohia Khas Janta Market PSIB0000753
- Mehatpur PSIB0021118
- Mota Singh Nagar Jalandhar PSIB0000352
- Nakodar, Distt. Jalandhar, Punjab PSIB0000113
- Nawan Shahar PSIB0000262
- New Grain Market Jalandhar PSIB0000392
- Nurmahal PSIB0000390
- PSB Complex Jalandhar PSIB0000362
- Padhiana PSIB0000700
- Phillaur Jalandhar PSIB0000394
See all 37 Punjab & Sind Bank branches in Jalandhar district →
Other banks in Goraya
- State Bank of India Bara Pind SBIN0013682
- State Bank of India Goraya SBIN0050071
- State Bank of India Goraya P And SB SBIN0050680
- State Bank of India Racc Goraya SBIN0063432
- Punjab National Bank Goraya PUNB0056610
- Canara Bank Goraya CNRB0018149
- Canara Bank Mahal Goraya CNRB0002111
- Union Bank of India Goraya UBIN0912964
- Bank of Baroda Goraya Branch BARB0GORAYA
- ICICI Bank Goraya ICIC0002103
- Axis Bank Goraya UTIB0001477
- Indian Bank Goraya IDIB000G618
Questions about this code
What does each part of PSIB0021482 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PSIB stands for Punjab & Sind Bank and 021482 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PSIB0021482.
What is the MICR code 144023455?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (144), the next three the bank (023) and the last three the branch (455).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.