Punjab National Bank Garifa IFSC code: PUNB0965500
The IFSC code of Punjab National Bank, Garifa (Naihati, North 24 Parganas, West Bengal) is PUNB0965500.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 700024120
- Branch
- Garifa
- Place
- Naihati, North 24 Parganas, West Bengal
Branch details
- Address
- NETAJI BHAWAN MALANCHA RAOD NAIHATI WARD NO 2 PO HAZINAGAR PS NAIHATI WB NPARG 743135 Open in Maps
- Phone
- +917044003389
- Town
- Naihati
- District
- North 24 Parganas From PIN 743135 in the address (India Post’s directory)
- City in RBI’s list
- North 24 Parganas
- State
- West Bengal
- MICR
- 700024120
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Punjab National Bank branches in Naihati
See all 11 Punjab National Bank branches in North 24 Parganas district →
Other banks in Naihati
- State Bank of India Bijoynagar Naihati SBIN0014529
- State Bank of India Hazinagar Garifa SBIN0017372
- State Bank of India Naihati SBIN0001823
- Canara Bank Naihati CNRB0006494
- Canara Bank Rajendrapur Naihati CNRB0019778
- HDFC Bank Naihati Branch HDFC0002422
- Bank of Baroda Gauripur, Post Naihati BARB0GAURIP
- ICICI Bank Naihati ICIC0002502
- Bank of India Naihati BKID0004151
- Axis Bank Naihati UTIB0001031
- Indian Bank Naihati Garifa IDIB000N522
- UCO Bank Mamudpur UCBA0001610
Questions about this code
What does each part of PUNB0965500 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here PUNB stands for Punjab National Bank and 965500 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with PUNB0965500.
What is the MICR code 700024120?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (700), the next three the bank (024) and the last three the branch (120).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.