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Saraswat Co-operative Bank Ratnagiri IFSC code

The IFSC code of Saraswat Co-operative Bank, Ratnagiri (Ratnagiri, Maharashtra) is SRCB0000225.

IFSC code

NEFT ✓ RTGS ✓

SRCB0000225

MICR
415088051
Bank
Saraswat Co-operative Bank
Branch
Ratnagiri
Place
Ratnagiri, Maharashtra

Branch details

Address
SHOP NOS. 7, 8 AND 9 ,GROUND FLOOR, ARIHANT MALL,OPP. S. T. STAND
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Town
Ratnagiri
District
Not known The address has no PIN we can match.
State
Maharashtra
MICR
415088051

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Saraswat Co-operative Bank branches that RBI’s list puts under Ratnagiri

Other banks in Ratnagiri

Questions about this code

What does each part of SRCB0000225 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here SRCB stands for Saraswat Co-operative Bank and 000225 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with SRCB0000225.

What is the MICR code 415088051?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (415), the next three the bank (088) and the last three the branch (051).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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