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Union Bank of India Nichar IFSC code

The IFSC code of Union Bank of India, Nichar (Nichar, Kinnaur, Himachal Pradesh) is UBIN0540684.

IFSC code

NEFT ✓ RTGS ✓

UBIN0540684

MICR
Not in RBI’s list
Bank
Union Bank of India
Branch
Nichar
Place
Nichar, Kinnaur, Himachal Pradesh

Branch details

Address
ATPOST TEHSIL NICHAR DIST. KINNAUR HIMACHAL PRADESH PIN 172103
Open in Maps
Phone
252231
Town
Nichar
District
Kinnaur From PIN 172103 in the address (India Post’s directory)
City in RBI’s list
Kinnaur
State
Himachal Pradesh
MICR
Not in RBI’s list

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62
    • Department of Posts’ PIN code directory updated

Mistakes we have fixed on any page are listed on Corrections.

Other Union Bank of India branches that RBI’s list puts under Kinnaur

See all 3 Union Bank of India branches in Kinnaur district →

Other banks in Nichar

Questions about this code

What does each part of UBIN0540684 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UBIN stands for Union Bank of India and 540684 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UBIN0540684.

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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