Union Bank of India Civil Lines - Ludhiana IFSC code
The IFSC code of Union Bank of India, Civil Lines - Ludhiana (Ludhiana, Punjab) is UBIN0554421.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 141026012
- Branch
- Civil Lines - Ludhiana
- Place
- Ludhiana, Punjab
Branch details
- Address
- B-XIX-353/14, DR. HIRA SINGH ROAD,CIVIL LINES, LUDHIANA,PUNJAB - 141 001. Open in Maps
- Phone
- Not in RBI’s list
- Town
- Ludhiana
- District
- Ludhiana From PIN 141001 in the address (India Post’s directory)
- State
- Punjab
- MICR
- 141026012
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Union Bank of India branches in Ludhiana
- Arb Ludhiana UBIN0579963
- B R S Nagar Ludhiana UBIN0569062
- Basant City Ludhiana UBIN0577014
- Currency Chest Ludhiana UBIN0995100
- Doraha UBIN0567485
- Dugri Road UBIN0550809
- Fateh Garh Sahib UBIN0560405
- Ferozpur Road UBIN0825824
- Field Ganj UBIN0930156
- Focal Point Ludhiana UBIN0560413
- G T Road - Ludhiana UBIN0539732
- GTB Sahib Cha.Hospital UBIN0552054
See all 37 Union Bank of India branches in Ludhiana district →
Other banks in Ludhiana
- State Bank of India Aayakar Bhawan SBIN0051249
- State Bank of India Adb, Tagorenagar, Ludhiana SBIN0005579
- State Bank of India Agar Nagar Ludhiana SBIN0050928
- State Bank of India Agar Nagar, Ludhiana SBIN0004638
- State Bank of India Bardhala SBIN0051432
- State Bank of India Basant Avenue SBIN0011970
- State Bank of India Bhutta SBIN0051276
- State Bank of India Brahampuri, Ludhiana SBIN0001841
- State Bank of India Chaura Bazar, Ludhiana SBIN0001289
- State Bank of India Dandi Swami Chowk, Ludhiana SBIN0031596
- State Bank of India Document Archival Centre, Ludhiana SBIN0017307
- State Bank of India Dungri Road, Ludhiana SBIN0009089
Questions about this code
What does each part of UBIN0554421 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UBIN stands for Union Bank of India and 554421 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UBIN0554421.
What is the MICR code 141026012?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (141), the next three the bank (026) and the last three the branch (012).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.