Axis Bank Kulgam IFSC code
The IFSC code of Axis Bank, Kulgam (Kulgam, Jammu and Kashmir) is UTIB0005969.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 192211002
- Bank
- Axis Bank
- Branch
- Kulgam
- Place
- Kulgam, Jammu and Kashmir
Branch details
- Address
- GROUND FLOOR,KHASRA NO 886, 888 MIN, KHEWAT NO 1175, KHAATA NO 286, KULGAM Open in Maps
- Phone
- +919596577330
- Town
- Kulgam
- District
- Not known The address has no PIN we can match.
- State
- Jammu and Kashmir
- MICR
- 192211002
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Axis Bank branches in Kulgam
Other banks in Kulgam
- State Bank of India Kulgam SBIN0010736
- HDFC Bank Kulgam HDFC0002862
- ICICI Bank Brinial Lamar Kulgam ICIC0007811
- Indusind Bank Kulgam INDB0001947
- Jammu and Kashmir Bank Arrah JAKA0ARAHAN
- Jammu and Kashmir Bank Arwani JAKA0ARWANI
- Jammu and Kashmir Bank Ashmuji JAKA0ASHMUJ
- Jammu and Kashmir Bank Bugam JAKA0BOOGAM
- Jammu and Kashmir Bank Chawalgam JAKA0CHAWAL
- Jammu and Kashmir Bank Chowgam JAKA0CHAGAM
- Jammu and Kashmir Bank Damhal Hanjipora JAKA0DAMHAL
- Jammu and Kashmir Bank Danew Kandimarg JAKA0DWMARG
Questions about this code
What does each part of UTIB0005969 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTIB stands for Axis Bank and 005969 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTIB0005969.
What is the MICR code 192211002?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (192), the next three the bank (211) and the last three the branch (002).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.