Axis Bank Pala Urban Cooperative Bank IFSC code
The IFSC code of Axis Bank, Pala Urban Cooperative Bank (Palai, Kottayam, Kerala) is UTIB0SPUC50.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 686825302
- Bank
- Axis Bank
- Branch
- Pala Urban Cooperative Bank
- Place
- Palai, Kottayam, Kerala
Branch details
- Address
- H.O. PALA,PB NO.49, PIN.686 575 Open in Maps
- Phone
- Not in RBI’s list
- Town
- Palai
- District
- Kottayam From PIN 686575 in the address (India Post’s directory)
- City in RBI’s list
- Kottayam
- State
- Kerala
- MICR
- 686825302
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Axis Bank branches in Palai
Other banks in Palai
- State Bank of India Kadappattoor SBIN0070727
- State Bank of India Mutholy SBIN0071186
- State Bank of India Pala SBIN0070120
- Punjab National Bank Palai PUNB0432600
- Canara Bank Puliyannoor CNRB0005636
- Union Bank of India Palai UBIN0555614
- Union Bank of India Palai UBIN0912204
- HDFC Bank Arunapuram HDFC0006592
- ICICI Bank Palai ICIC0000941
- Central Bank of India Palai CBIN0280956
- IDBI Pala IBKL0001506
- UCO Bank Pala UCBA0002389
Questions about this code
What does each part of UTIB0SPUC50 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTIB stands for Axis Bank and SPUC50 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTIB0SPUC50.
What is the MICR code 686825302?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (686), the next three the bank (825) and the last three the branch (302).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.