Utkarsh Small Finance Bank Umraha IFSC code
The IFSC code of Utkarsh Small Finance Bank, Umraha (Varanasi, Uttar Pradesh) is UTKS0001099.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 221762011
- Branch
- Umraha
- Place
- Varanasi, Uttar Pradesh
Branch details
- Address
- CARE OF MR BAL JI PRASADA VILLAGE UMARAHA MARKET POST UMARAHA VARANASI 221007 Open in Maps
- Phone
- +917897299731
- Town
- Varanasi
- District
- Varanasi From PIN 221007 in the address (India Post’s directory)
- State
- Uttar Pradesh
- MICR
- 221762011
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Utkarsh Small Finance Bank branches in Varanasi
- CPC Varanasi UTKS0000002
- Chaubeypur UTKS0001022
- Harahua UTKS0001003
- Jansa UTKS0001004
- Kakarmatta UTKS0001109
- Lanka UTKS0001513
- Mahmoorganj UTKS0001384
- Orderly Bazar, Varanasi UTKS0001351
- Panchkosi UTKS0001078
- Sigra UTKS0001002
- Sindhora UTKS0001005
- Varanasi Godowlia UTKS0001375
See all 15 Utkarsh Small Finance Bank branches in Varanasi district →
Other banks in Varanasi
- State Bank of India Adb Sarnath SBIN0004560
- State Bank of India Air Cargo Complex SBIN0002512
- State Bank of India Annai SBIN0005472
- State Bank of India Assi Varanasi SBIN0008002
- State Bank of India Bhadaura SBIN0064874
- State Bank of India Bhelupura SBIN0001773
- State Bank of India Bhitari SBIN0018657
- State Bank of India Bhu, Varanasi SBIN0000211
- State Bank of India Cac Karwi SBIN0062079
- State Bank of India Capc Varanasi SBIN0080113
- State Bank of India Cash Administration Cell, Varanasi SBIN0010231
- State Bank of India Christ Nagar SBIN0011163
Questions about this code
What does each part of UTKS0001099 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001099 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001099.
What is the MICR code 221762011?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (221), the next three the bank (762) and the last three the branch (011).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.