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Utkarsh Small Finance Bank Sultanganj IFSC code

The IFSC code of Utkarsh Small Finance Bank, Sultanganj (Sultanganj, Bihar) is UTKS0001282.

IFSC code

NEFT ✓ RTGS ✓

UTKS0001282

MICR
812762005
Bank
Utkarsh Small Finance Bank
Branch
Sultanganj
Place
Sultanganj, Bihar

Branch details

Address
C/O PARMANAND SAH S/O DEVDHAR SAH ADDRESS BAIPAS ROAD SULTANGANJ
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Town
Sultanganj
District
Not known The address has no PIN we can match.
City in RBI’s list
Bhagalpur
State
Bihar
MICR
812762005

From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.

What changed (latest: 1 September 2026)

Updates to the data behind this page, newest first.

    • RBI’s branch lists, as published in IFSC release v2.0.62

Mistakes we have fixed on any page are listed on Corrections.

Other Utkarsh Small Finance Bank branches that RBI’s list puts under Bhagalpur

Other banks in Sultanganj

Questions about this code

What does each part of UTKS0001282 mean?

RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001282 for this branch.

Where do I find the IFSC on a cheque?

An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001282.

What is the MICR code 812762005?

The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (812), the next three the bank (762) and the last three the branch (005).

Can I send money to this branch by NEFT or RTGS?

RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.

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