Utkarsh Small Finance Bank Phulpur IFSC code
The IFSC code of Utkarsh Small Finance Bank, Phulpur (Phulpur, Prayagraj, Uttar Pradesh) is UTKS0001923.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 212762402
- Branch
- Phulpur
- Place
- Phulpur, Prayagraj, Uttar Pradesh
Branch details
- Address
- UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR PRAYAGRAJ JAUNPUR ROAD NEAR JAWAHARLAL MAURYA INTER.COLLEGE PHULPUR DISTRICT-PRAYAGRAJ UP PIN-212402 Open in Maps
- Phone
- +918001239878
- Town
- Phulpur
- District
- Prayagraj From PIN 212402 in the address (India Post’s directory)
- City in RBI’s list
- Ryr
- State
- Uttar Pradesh
- MICR
- 212762402
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
District from the PIN code in the address: Department of Posts, Ministry of Communications, All India Pincode Directory till last month, Open Government Data Platform India, updated 3 October 2025. District names as in the Ministry of Panchayati Raj’s Local Government Directory. Published under the Government Open Data License – India.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
-
- Department of Posts’ PIN code directory updated
Mistakes we have fixed on any page are listed on Corrections.
Other Utkarsh Small Finance Bank branches that RBI’s list puts under Ryr
See all 18 Utkarsh Small Finance Bank branches in Prayagraj district →
Other banks in Phulpur
- State Bank of India Phoolpur SBIN0000244
- Union Bank of India Kharsahan Deedarganj UBIN0545601
- Union Bank of India Phulpur UBIN0535974
- Union Bank of India Phulpur, Allahabad UBIN0570869
- Union Bank of India Union Premier Phulpur UBIN0590711
- HDFC Bank Phulpur HDFC0002546
- Bank of Baroda Phulpur BARB0VJPHPU
- Bank of Baroda Phulpur, Dist.Allahabad, Up BARB0PHULPU
- ICICI Bank Phoolpur ICIC0003187
- Indian Overseas Bank Iffco Complex IOBA0000595
- Bank of Maharashtra Phulpur MAHB0002976
Questions about this code
What does each part of UTKS0001923 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001923 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001923.
What is the MICR code 212762402?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (212), the next three the bank (762) and the last three the branch (402).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.