Utkarsh Small Finance Bank Sisai IFSC code
The IFSC code of Utkarsh Small Finance Bank, Sisai (Gumla, Jharkhand) is UTKS0001972.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 835762105
- Branch
- Sisai
- Place
- Gumla, Jharkhand
Branch details
- Address
- UTKARSH SMALL FINANCE BANK LTD.THANA ROAD MAIN MARKET SISAI GUMLA JHARKHAND PIN CODE-835324 Open in Maps
- Phone
- Not in RBI’s list
- Town
- Gumla
- District
- Not known The address has no PIN we can match.
- City in RBI’s list
- Ul
- State
- Jharkhand
- MICR
- 835762105
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Other Utkarsh Small Finance Bank branches in Gumla
Other banks in Gumla
- State Bank of India Cac Gumla SBIN0062199
- State Bank of India Ghaghra SBIN0064546
- State Bank of India Gumla SBIN0000230
- Punjab National Bank Phasia PUNB0947900
- Canara Bank Gumla CNRB0004899
- Union Bank of India Gumla UBIN0825620
- HDFC Bank Gumla HDFC0002309
- Bank of Baroda Gumla, Jharkahand BARB0GUMLAX
- ICICI Bank Gumla ICIC0000633
- Bank of India College Area BKID0004967
- Bank of India Gumla BKID0004913
- Bank of India Jashpur Road Gumla BKID0005909
Questions about this code
What does each part of UTKS0001972 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. Here UTKS stands for Utkarsh Small Finance Bank and 001972 for this branch.
Where do I find the IFSC on a cheque?
An IFSC uniquely identifies a bank branch taking part in NEFT, and RBI has advised member banks to print the branch’s IFSC on the cheques they issue to customers. Match the code on your cheque with UTKS0001972.
What is the MICR code 835762105?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (835), the next three the bank (762) and the last three the branch (105).
Can I send money to this branch by NEFT or RTGS?
RBI’s NEFT list includes this branch, and RBI’s RTGS list includes it. Ask the person you are paying to confirm the IFSC before a large transfer.