Surat Mercantile Co-Operative Bank IMPS IFSC code
The IFSC code of Surat Mercantile Co-Operative Bank IMPS is YESB0SMCB05.
- Data of 1 September 2026
- From RBI’s NEFT and RTGS lists
- By the Accurio.in team
- MICR
- 395245005
- Branch
- Surat Mercantile Co-Operative Bank IMPS
- Place
- Check the address below
Branch details
- Address
- 7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003 Open in Maps
- Phone
- +912612532502
- Town
- Surat As listed. Something in this branch’s listing points to another state (its town, city, MICR code or the PIN in its address), so check the address.
- District
- Not known The address has no PIN we can match.
- City in RBI’s list
- Mumbai May be Yes Bank’s city. Check the address.
- State
- Maharashtra As listed; may be Yes Bank’s state. Check the address.
- MICR
- 395245005
From RBI’s list of bank branches taking part in NEFT and RTGS, as published in Razorpay’s IFSC dataset (public domain), release v2.0.62 of 1 September 2026: 1,82,824 branches. Banks open, merge and close branches, so confirm the code on a cheque or with the branch before sending money.
What changed (latest: 1 September 2026)
Updates to the data behind this page, newest first.
-
- RBI’s branch lists, as published in IFSC release v2.0.62
Mistakes we have fixed on any page are listed on Corrections.
Questions about this code
What does each part of YESB0SMCB05 mean?
RBI describes the IFSC as an 11-character code: the first four letters represent the bank, the fifth character is 0 (zero) and the last six represent the branch. This branch is listed under YESB, the code that RBI’s list uses mostly for Yes Bank’s branches; SMCB05 stands for the branch. For such branches the list may give Yes Bank’s town and state, so check them against the address. Where the IFSC and MICR are on a cheque
What is the MICR code 395245005?
The nine-digit code printed in the MICR band at the bottom of a cheque, after the six-digit cheque number. In RBI’s guidelines the first three digits represent the city (395), the next three the bank (245) and the last three the branch (005).